Skip to main content

Homeownership: Patterns, Trends, and Policies

John C. Weicher

Discussion of a “housing bubble” has diverted attention from significant changes in the housing and mortgage markets that have resulted in unprecedented changes in housing tenure. This paper describes the current homeownership picture and the reasons for the increase in ownership. It then discusses various federal policy initiatives to increase homeownership, concluding with recent efforts intended to encourage the Government-Sponsored Enterprises to refocus their activities toward serving first-time homebuyers.

To read a full copy of this report, please click on the “View PDF” button below.

View PDF

Related Articles

Listening Tour

Irwin M. Stelzer

Irwin M. Stelzer hits the listener circuit....

Continue Reading

The Oil Effect

Irwin M. Stelzer

We should “stop thinking about the economy as being in a perpetual crisis” commented Charles Plosser, President of the Federal Reserve Bank of Phi...

Continue Reading

China's False Debate on Values

John Lee

If one wanted conclusive evidence that the ‘Western’ versus ‘Chinese’ or ‘Asian’ values debate is a false one, this would be it....

Continue Reading