Skip to main content

Homeownership: Patterns, Trends, and Policies

John C. Weicher

Discussion of a “housing bubble” has diverted attention from significant changes in the housing and mortgage markets that have resulted in unprecedented changes in housing tenure. This paper describes the current homeownership picture and the reasons for the increase in ownership. It then discusses various federal policy initiatives to increase homeownership, concluding with recent efforts intended to encourage the Government-Sponsored Enterprises to refocus their activities toward serving first-time homebuyers.

To read a full copy of this report, please click on the “View PDF” button below.

View PDF

Related Articles

Big Pay Off for Big Bank

Irwin M. Stelzer

Congratulations to you, Tom Montag, named sole chief operating officer of Bank of America this past Wednesday. And first thing Thursday morning asked ...

Continue Reading

Inequality vs. Capitalism

Irwin M. Stelzer

At long last we are emerging from the blind alleys down which the debate about income inequality seems to have wandered. The first such dead end was m...

Continue Reading

The Contribution of the Information, Communications, and Technology Sector to the Growth of U.S. Economy: 1997-2007

Harold Furchtgott-Roth & Jeffrey Li

In this paper, we identify the contribution of the information, communications, and technology sector to the economic growth of the United States. For...

View PDF